1. Player may Stand or Hit on a hand of less than 21.
2. Player busts on 22 or more.
3. Player must turn cards face up if they bust.
4. Player may count Ace as either 1 or 11. Kings, Queens & Jacks count as 10. All other cards count at their face value.
5. Player must place their bet before any cards are dealt.
6. Player may only bet a single hand at a time.
   
7. If the dealer's card is 10, Jack, Queen, King, or Ace, the dealer must look at his face down card. If it makes a natural 21, the dealer must turn it face up and announce "Black Jack".
   
8. If the player has the same value hand as the dealer then a standoff or push is declared.
   
9. If a standoff or push is declared, no payoff is made to the player. Their bet is returned to them.
   
10. If the dealer has a natural 21 "Black Jack" and then player does not then the player loses automatically.
    
11. When a player is satisfied with his hand and has not bust it is the dealer's turn to play.
    
12. When it is the dealer's turn to play he must turn his face down card face up.
    
13. If the dealer's total card count is 17, 18, 19, or 20, he must stay/stand.
    
14. If the dealer's total card count is 16 or less, he must draw a card. The dealer must continue to draw cards until his count is equal to 17 or more.
    
15. If the dealer has a soft hand, i.e. a total card count equal to, or exceeding 17, which includes an Ace, he must stand/stay.

Specific Rules

Splitting Pairs
Any two cards of identical value are treated as a pair 10, Jack, Queen & King are all equivalent A player who receives two cards forming a pair on the initial round may elect to Split. The player splits by separating both cards and treating them each card as the first card dealt in two separate hands. The initial bet is placed on top of one of the cards. An equal amount equivalent to the initial bet must be placed on top of the second card. The player is dealt one face up card to the card on his right, and he must play this to conclusion. The player is then dealt one face up card to the card on his left, and he must play this hand to conclusion. If the player is dealt a two card hand of 21 (10 or Jack or Queen or King & an Ace) when splitting, it is not considered a natural 21 "Black Jack".

Insurance
If the dealer's face up card is an ace, the player may make an insurance bet against a natural 21 "Black Jack" The insurance bet is the equivalent amount to their initial bet. Once insurance has been paid, the dealer looks at his face down card, if it's a 10, it's a natural 21 "Black Jack" and the insurance is paid off at the rate of 2 to 1. If the face down card was not a 10 then the player loses their insurance bet.

Double Down
After a player is dealt his first two cards he may elect to "Double Down" if his two cards total a count of 9, 10, or 11. When the player decides to "Double Down" he must double his initial bet. After the bet is placed, a third and final card is dealt to the player, this is their hand for that round.